Bankruptcy FAQ Frequently Asked Questions about Bankruptcy General What is Bankruptcy? How does Bankruptcy work? How can I claim Bankruptcy? Should I go Bankrupt? What is a Trustee in Bankruptcy? How do Trustees get Paid? Your Spouse How does Bankruptcy affect my spouse? Can I claim Bankruptcy with my spouse? Creditor Protection How can I stop my pay or bank account from being Garnisheed? Can I stop bill collectors from calling me? Other Car Loan After Bankruptcy Can I claim bankruptcy twice? What are the consequences of Bankruptcy? What is Surplus Income and how is it calculated?