SteveWelker.ca | Consumer Proposal and Bankruptcy Services
You've suffered enough.
Let's help eliminate your debt and stress.
Accredited BBB
You've suffered enough.
Let's help eliminate your debt and stress.
Accredited BBB
All consultations are FREE and now available by phone or video conference.

We can help you break the cycle of debt

Credit card debt
Credit card debt
Credit card debt can pile up quickly, and high-interest rates make it tough to pay off. We can help you reduce or erase your credit card debt.
Payday loan debt
Payday loan debt
Payday loans seem like an easy answer, but they usually cause more trouble than they solve. We’ll help you handle payday loan debt.
Unsecured loans
Unsecured loans
Lines of credit, personal loans, and other debts can be stressful. Let us work with you to solve these debt problems and reduce your stress.
Tax Debt
Tax Debt
If you owe tax debt to the CRA and you can’t pay it, we are here to help.
Overdue bills
Overdue bills
Can’t get on top of your bills? Struggling with overdue payments? We’re here.
Consolidation loan
Consolidation loan
Wondering if a consolidation loan can help you tackle your debt? Learn more.
Student loans
Student loans
Student loan debt can make it tough to move on with your life. Let us help you.

We can help you reduce stress

Stop
Collection Calls
Calls from creditors and collection agencies are stressful and aggravating. We can put an end to these calls and help you get your financial life back on track.
Stop
Interest
High-interest rates make it nearly impossible to pay off debt. We offer solutions that stop interest immediately and give you a plan to repay your debt.
Stop
Wage Garnishment
We stop wage garnishments right away, so you protect and receive your entire pay cheque. Then, we’ll help you tackle your debt and improve your financial life.

How we help you eliminate debt

How we help you eliminate debt
Consumer Proposals
A consumer proposal can reduce the amount of debt you have to repay by up to 70%.
Bankruptcy
Bankruptcy can erase your debts and put you on a path to rebuilding your financial life.
Debt Relief
We’ll help you find the right debt relief option for your financial situation.

Payment calculator

A consumer proposal, can reduce what you owe by up to 70%

Actual results may vary based on your income, assets and debt. We can help you understand your options better.

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Why work with us to eliminate your debt

Licensed by the federal government
Licensed by the federal government
99% success rate
99% success rate
Helped thousands of clients
Helped thousands of clients
Over 50 years of combined experience
Over 50 years of combined experience
5-star customer rating
5-star customer rating
A+ BBB rating
A+ BBB rating
No upfront fees
No upfront fees

21 Locations across Ontario

Find the closest location

Blog

Power of Sale vs. Foreclosure
Author : stevewelker
18.02.2021
If you can't afford to your monthly mortgage payment and have fallen behind your mortgage company may consider commencing Power of Sale or Foreclosu...
Consumer Proposals and Your Credit Report
Author : stevewelker
25.01.2021
A Consumer Proposal is a great way for many people to address their debt and avoid bankruptcy. A Consumer Proposal's primary consequence is t...
Consumer Proposals and OSAP / Student Loans
Author : stevewelker
13.01.2021
When weighing your options to deal with your debt, its important to consider the implications of your potential decision.  Many debtors seek the hel...
Accountants (CPAs), Bankruptcy, and Consumer Proposals
Author : stevewelker
30.12.2020
The Chartered Professional Accountants (CPA) of Ontario require that applicants or members disclose making an assignment in bankruptcy or proposal t...
Budget vs. Debt Problems
Author : stevewelker
17.12.2020
Debt problems don't scare me. We offer solutions specifically designed to erase your debts. Budget problems are another matter. People of...
Sponsorship and Bankruptcy
Author : stevewelker
25.09.2020
Canada's sponsorship application form asks: "Are you an undischarged bankrupt under the Bankruptcy and Insolvency Act" Answering yes will ...

Canadian laws allow you to have a fresh financial start.

Why wait? Take control of your debts now. The sooner you get started, the sooner you will leave debt and stress behind.

Book a Free Consultation