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Can Employment Insurance (EI) Overpayments Be Erased?
Author : stevewelker Tag : bankruptcy Consumer Proposal debt EI employment insurance government overpayment service canada
22.12.2014
An employment insurance ("EI") overpayment occurs when Service Canada believes that you received EI benefits that you were not entitled to. Are EI overpayments released by bankruptcy or a consumer proposal?  The answer is finally clear thanks to the court's 2021 deci...
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Tickets Are Not Discharged By Bankruptcy
Author : stevewelker
Tag : bankruptcy Consumer Proposal dischargeable offence parking tickets s178 traffic tickets
16.12.2014
Only a small number of debts are not discharged by a Consumer Proposal or Bankruptcy.  They're outlined in s178 of the Bankruptcy and Insolvency Act w...
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Can I get OSAP if I file for bankruptcy?
Author : stevewelker
Tag : bankruptcy Consumer Proposal debt eligibility OSAP student student loan
1.12.2014
When weighing your options to deal with your debt, its important to consider the implications of your potential decision.  Many debtors seek the ...
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What is a Stay of Proceedings?
Author : stevewelker
Tag : bankruptcy Consumer Proposal debt garnish stay of proceedings
25.11.2014
Stay of Proceedings When a "Stay of Proceedings" is in effect, creditors cannot "commence or continue any action, execution, or other proceedings, fo...
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Senior Citizens and Debt
Author : stevewelker
Tag : bankruptcy Consumer Proposal debt senior senior citizen
21.11.2014
Senior Citizens and Debt I wish that it wasn't the case, but I am seeing Senior Citizens in my office more often every month.  As noted in the recent...
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Can A Permanent Resident File For Bankruptcy?
Author : stevewelker
Tag : bankruptcy citizenship Consumer Proposal debt permanent resident residency sponsor
19.11.2014
Can A Permanent Resident File For Bankruptcy? Yes.  As a permanent resident of Canada, you are able to make an assignment in bankruptcy or consumer p...
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Exempt vs. Non-Exempt Assets
Author : stevewelker
Tag : appliances assets automobile bankruptcy car Consumer Proposal debt exempt furniture insurance non-exempt RRSP
13.11.2014
Exempt vs. Non-Exempt; What the heck does that mean?  In Ontario, certain assets are exempt from seizure or judgment proof.  Ontario is an organized p...
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Is Bankruptcy Confidential?
Author : stevewelker
Tag : bankrupcy bankrupt bankruptcy confidential confidentiality Consumer Proposal
12.11.2014
Personal finances are a private matter, so it's not surprising that people want to keep their bankruptcy confidential. Is Bankruptcy Confidential? B...
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Lest We Forget
Author : stevewelker
Tag : bankrupcy bankrupt bankruptcy confidential confidentiality Consumer Proposal
11.11.2014
Welker and Company paused this morning at 11:00am in solemn remembrance of the many men and women who sacrificed so much so that we could be free toda...
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