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Obtaining Your Free Credit Report
A credit report is a snapshot of your financial history. It lists credit that you’ve obtained from companies that report to a credit-reporting agency during the past 20 years. In Canada, there are two credit-reporting agencies: Equifax and TransUnion. Your relationship ...
Money Management Systems
Author : stevewelker
Tag : Money Management Systems
3.09.2014
Once you’ve reviewed your spending and created a realistic monthly budget the next and equally important step is to manage your monthly income and sti...
Know Your Options
Author : stevewelker
29.08.2014
A Trustee in Bankruptcy is a licensed professional specializing in debt just like a medical doctor is a licensed professional specializing in your hea...
Tips for Seniors & Senior Discounts
Author : stevewelker
Tag : Tips for Seniors
29.08.2014
Certain businesses treat seniors with the respect they deserve by offering discounts based on life experience. Steve Welker and Company understands h...
Surplus Income
Author : stevewelker
29.08.2014
The Short Version
Bankruptcy is geared to income just like some rent is geared to income; the more you earn, the more you pay. You report your incom...
Rebuilding Your Credit
Author : stevewelker
20.08.2014
Making a consumer proposal or assignment in bankruptcy results in R7 or R9 credit ratings respectively. An R7 rating remains on your credit report for...
Pay Cheque Planner
Author : stevewelker
14.08.2014
A pay cheque planning tool can help you plan your pay cheques so that all of your bills are paid on time.
By listing all of your regular or fixed mon...