From time to time, and for a variety of reasons, people often become unable to pay their debts. This has been a long standing issue that the Canadian Government addressed by passing certain laws. Since the laws are complicated, the Government began to train and lice...
A credit report is a snapshot of your financial history. It lists credit that you’ve obtained from companies that report to a credit-reporting agency ...
Once you’ve reviewed your spending and created a realistic monthly budget the next and equally important step is to manage your monthly income and sti...
A Trustee in Bankruptcy is a licensed professional specializing in debt just like a medical doctor is a licensed professional specializing in your hea...
Certain businesses treat seniors with the respect they deserve by offering discounts based on life experience. Steve Welker and Company understands h...
The Short Version
Bankruptcy is geared to income just like some rent is geared to income; the more you earn, the more you pay. You report your incom...
Making a consumer proposal or assignment in bankruptcy results in R7 or R9 credit ratings respectively. An R7 rating remains on your credit report for...
A pay cheque planning tool can help you plan your pay cheques so that all of your bills are paid on time.
By listing all of your regular or fixed mon...