Learning center

Should I go bankrupt?
Should I go bankrupt?  If only there were a simple yes or no answer.  Unfortunately, this isn't the type of question that can be simply answered.  A definitive answer requires you to schedule a consultation with a licensed Licensed Insolvency Trustee who will take the t...
How to Budget
26.09.2014
You know that you're a budgeting freak when you get excited about this topic like Steve Welker does. "I really believe in the importance of budgeting...
Debt Consolidation Toronto
25.09.2014
By consolidating your debt you can lower your interest rate and make your monthly debt payments more affordable. For Example Taylor's debts are list...
What is Bankruptcy?
23.09.2014
While some people are forced into bankruptcy, the vast majority choose to "declare bankruptcy".  The correct term for "declaring bankruptcy" is "makin...
How to Claim Bankruptcy in Ontario, Canada
22.09.2014
Canada's Bankruptcy process is governed by federal legislation known as the Bankruptcy and Insolvency Act.   That means that the Bankruptcy process is...
Stop Garnishments Immediately
20.09.2014
Has your paycheque or bank account been garnished?  We know how awful it can feel to find out that you've been paid less than you expected or that a c...
Erasing your student loans
Author : stevewelker
18.09.2014
Not being able to repay your student loans can be very stressful, but it doesn't have to be. As a result of tuition fees consistently rising faster...
Erase Your Tax Debt
Author : stevewelker
17.09.2014
Has the tax man come calling?  Did you know that you can erase your tax debt by filing a Consumer Proposal or assignment in Bankruptcy no matter how l...
Am I eligible to file a consumer proposal?
17.09.2014
Yes, you qualify for a consumer proposal  if you meet the following criteria: 1) You owe at least $1,000 to your creditors.  While this is the minimu...