Learning center

Am I eligible to go bankrupt?
Author : stevewelker
15.09.2014
Yes, you are eligible to go bankrupt if: 1) You owe more than $1,000; and 2) Your are insolvent.  i.e. you can't afford to pay your bills each month or what you own is worth less than what you owe. While those are the strict criteria, determining if bankruptcy is rig...
Money Saving Tips
Author : stevewelker
12.09.2014
Steve Welker is a frugal cat.  He's had frugality instilled in him and it's not going anywhere to his spouse's chagrin.  It's with absolute pleasure t...
I can stop bill collectors from calling me?
11.09.2014
Absolutely.  When you file a consumer proposal or assignment in bankruptcy the law prevents your creditors from continuing to contact you in any way; ...
You can keep your home and go bankrupt
Author : stevewelker
10.09.2014
It`s true.  You can declare bankruptcy and keep your home.  That said, there is a catch.  There`s always a catch... The bankruptcy system was designe...
What is a Trustee in Bankruptcy?
9.09.2014
From time to time, and for a variety of reasons, people often become unable to pay their debts.  This has been a long standing issue that the Canadian...
Obtaining Your Free Credit Report
Author : stevewelker
3.09.2014
A credit report is a snapshot of your financial history. It lists credit that you’ve obtained from companies that report to a credit-reporting agency ...
Money Management Systems
Author : stevewelker
3.09.2014
Once you’ve reviewed your spending and created a realistic monthly budget the next and equally important step is to manage your monthly income and sti...
Know Your Options
29.08.2014
A Trustee in Bankruptcy is a licensed professional specializing in debt just like a medical doctor is a licensed professional specializing in your hea...
Tips for Seniors & Senior Discounts
Author : stevewelker
29.08.2014
Certain businesses treat seniors with the respect they deserve by offering discounts based on life experience.  Steve Welker and Company understands h...